Whilst researching for this site we have found people who have racked up massive debts.

One guy managed to spiral his way to £230,000 on an income of £30,000, he just
played all his cards of against each other and borrowed high whilst his credit rating
was good, He paid the cards off and then started again on the cards even though
he now had his loans to pay too!

So just think Smart when you are looking for credit ..
DO YOU REALLY NEED IT
or are you prolonging the inevitable,
If you are spiraling out of control then seek help.

You can contact us at.... Info@CreditSmart.co.uk if you have any questions/suggestions

We have included some links to qualified people who can help click here to look.
We will add to the list as often as possible, If you have received good service from someone who you think should be on there then please send us an e-mail.

If you are really struggling it's best to sort out say £10,000 now rather than £25,000 Later.