The main benefits of the Citibank Direct Account:

You get 24 hour, 7 days a week service with free telephone banking and access to highly trained personal bankers, there is totally free internet banking with the Citibank direct account, amazingly enough the annoying "you must pay all your wages in" doesn't apply as there is no minimum montly deposit requirement.

There's no annual management fee, unlike other banks which can and do charge, you get paid 3.82% AER with no catches or strings attached.

On top of that they will even sort out all your direct debit's, standing orders etc for you to transfer to your nice new shiney Citibank direct account.

You also get even more ! as they promise the rate will never fall more than 0.25% below the bank of england base rate and your interest is calculated daily too, so you know you are getting the best deal.

You can have a visa debit card too so you can make purchases online or in the shops and take cash out of over 30,000 ATM's world wide.